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FY 2025-26 · AY 2026-27

Compare the tax, then inspect every rule

For a resident salaried individual with ordinary-rate income, see the old and new regime estimates side by side. The page tells you when it cannot calculate.

Current boundary: salary or pension plus normal-rate other income, up to ₹50 lakh. Capital gains, business income, foreign assets and special-rate income stop the result.
Compare regimesCheck coverage
Resident individual comparisonFY 2025-26 rules · inputs stay in your browser
Before the standard deduction. Do not add exempt income here.
For example, ordinary interest. Special-rate income is not supported.
Enter a verified aggregate. We do not decide whether an item is eligible.
Reconcile this amount with Form 16, AIS and Form 26AS.
On this page
Example: ₹15 lakh salary

₹15 lakh salary is not one tax number

This example assumes a resident below 60, no special-rate income, ₹2.5 lakh of user-verified old-regime deductions, and no tax credits.

FY 2025-26 · AY 2026-27

New regime is lower by ₹81,900

An arithmetic difference is not a filing recommendation.

New regime

₹97,500

Estimated liability before tax credits.

Total income
₹14,25,000
Standard deduction
₹75,000
Other deductions
₹0
Tax before rebate
₹93,750
Rebate or relief
−₹0
Cess
₹3,750
Show how this was calculated
  1. Salary or pensionentered amount
    ₹15,00,000
  2. Standard deductionlower of salary or ₹75,000
    −₹75,000
  3. Other normal-rate incomeentered amount
    ₹0
  4. Rounded total incomesection 288A: nearest ₹10
    ₹14,25,000
  5. Tax before rebatenew regime slab schedule
    ₹93,750
  6. Section 87A rebatenot applicable
    ₹0
  7. Health and education cess4% of tax after rebate
    ₹3,750
  8. Tax liabilitysection 288B: nearest ₹10
    ₹97,500
Old regime

₹1,79,400

Estimated liability before tax credits.

Total income
₹12,00,000
Standard deduction
₹50,000
Other deductions
₹2,50,000
Tax before rebate
₹1,72,500
Rebate or relief
−₹0
Cess
₹6,900
Show how this was calculated
  1. Salary or pensionentered amount
    ₹15,00,000
  2. Standard deductionlower of salary or ₹50,000
    −₹50,000
  3. Other normal-rate incomeentered amount
    ₹0
  4. Other old-regime deductionsuser-verified aggregate
    −₹2,50,000
  5. Rounded total incomesection 288A: nearest ₹10
    ₹12,00,000
  6. Tax before rebateold regime slab schedule
    ₹1,72,500
  7. Section 87A rebatenot applicable
    ₹0
  8. Health and education cess4% of tax after rebate
    ₹6,900
  9. Tax liabilitysection 288B: nearest ₹10
    ₹1,79,400
What is still outside the answer

Loss set-off, special-rate income, surcharge, relief, final deduction eligibility and filing-form eligibility are not inferred.

The correct order

Documents before declarations

Form 16, AIS and Form 26AS describe different parts of the story. Reconcile differences before copying a number into a return.

  1. Set the yearFY 2025-26 income is assessed in AY 2026-27.
  2. Define the scopeStop if the taxpayer, residency or income head is not covered.
  3. Reconcile recordsCompare salary, tax deducted and reported information by source.
  4. Verify officiallyRe-run the final facts in the Income Tax Department utility before filing.
Open document reconcilerOpen official routes
A separate calculation

Add or extract GST without guessing the rate

The GST tool performs invoice arithmetic only. You supply a rate and supply type that you have verified for the actual transaction.

Open GST calculator
Common questions

Questions people ask before using this page

Does this calculator choose the best tax regime for me?

No. It compares the supported old- and new-regime arithmetic from the facts entered. Income type, deduction eligibility and future decisions can change which regime is appropriate.

Why does the calculator stop for capital gains or business income?

Those income categories can use separate rates, schedules and eligibility rules. Stopping is safer than folding them into ordinary slab-rate income.

Which financial year does this estimate cover?

The current calculator covers FY 2025-26, corresponding to AY 2026-27, for the taxpayer scope stated above the form.

Should I enter TDS as a deduction?

No. TDS, TCS and advance or self-assessment tax are tax credits or payments. They are not deductions from taxable income.

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